Top Dollar Paid for Your Merchant Portfolio or Residuals

What is a bankcard residual, merchant residual or merchant portfolio?

A bankcard residual is a collection of merchant accounts, or businesses, which are accepting credit or debit card payments for their products or services. Any business which accepts credit or debit payments, whether online payments or card payments in person are referred to as merchants, by payment processors and payment ISOs (wholesalers between the payment processor and the merchant). As a payment processor or ISO grows, it refers to its book of business, the collection of merchant accounts that process with them, as their merchant portfolio or residual. Agents and others call the monthly revenue from their merchant portfolio a residual or bankcard residual or even a merchant residual.

How much is my residual worth?

Generally speaking, the larger the residual, the higher the multiple paid. Merchant portfolios or residuals greater than $100k a month get a higher multiple than those significantly smaller, and merchant portfolios greater than $1M a month get even better multiples.

Why Residuals For Sale?

Our senior team members have led successful careers for both public and private entities typically dealing in Fintech, SaaS, and M&A. Using the relationships we’ve built in the industry, we can open doors that others can’t and help you maneuver a field that is constantly changing. We can get you the highest price possible and best terms for your ISO or merchant portfolio -- when you’re contemplating a transaction, experience matters.

When is a good time to sell my residual?

Right now is a great time to sell. It’s a seller’s market for merchant portfolios and residuals. Why wait until the market changes or is low?  There hasn’t been as good a market as the one we are in right now. Buyers of all shapes and sizes have been contacting us daily. We have the largest database that we know of for buyers of merchant residuals, merchant portfolios and ISOs.

Looking to Sell?

Are you planning to sell your bankcard residual or merchant portfolio? Whether you’re new to the business or a seasoned professional, we all have questions and could use guidance. Unfortunately, good advice can be hard to come by -- but Residuals For Sale is here to answer your questions and help maximize the potential gains of your residual for sale.

I’m already talking with several buyers and I’ve sold merchant portfolios and residuals before. Why do I need Residuals For Sale?

When you need legal work done, do you do it yourself? Do you file your own taxes or prepare your own business returns? Maybe you do, in which case, hats off to you. But most people are good at their business and rely on specialists like accounts and lawyers to handle their legal and tax or accounting work. We’re specialists in selling merchant residuals, merchant portfolios and ISOs.

We’ve sold hundreds of portfolios over the years and maintained many relationships on the way.  We get you top dollar for your residual and the best terms, because that’s what we specialize in doing. It more than covers our fee.